For anyone who owns a pet, veterinary bills can amount to a rather sizable expense, especially if the pet falls ill or has a severe accident. With pet owners around the world spending billions every year on veterinary bills, it makes sense to investigate the pet insurance options available.
One of the main reasons vets bills are soaring skywards is because of the increased availability of advanced medical procedures due to improved technology. Developments in technology, as well as veterinary medicine, mean vets can now offer treatments and cures that previously would not have been possible.
There has also been a growth in public awareness about what can actually be done to treat an ill pet; partly because of the popularity of television programs based on veterinary hospitals, which has increased the demand for such services.
This is obviously great news for pets across the nation but not such a benefit for the bank accounts of uninsured pet owners. Veterinary bills can easily amass to thousands of pounds and it can be difficult to settle bills upfront if you haven’t been expecting them.
One of the easiest ways to alleviate this problem is by taking out a pet insurance policy, which covers you against the common ailments and problems your pets may experience.
Indeed, some pet insurance providers will offer lifetime cover for cats and pedigree or crossbreed dogs. It’s also worth checking if there is an age limit written into your policy as its better to opt for one which doesn’t offer an upper age limit. This way if your pet lives to be twenty years-old, for example, you can rest safe in the knowledge the insurance policy is still valid.
Prevention is of course always better than cure so there are things you can do to minimise the risk of your pet getting injured or becoming ill. A recent trend in the UK shows there is a growing problem of pet poisonings; and nicotine based products – such as patches, chewing gum and inhalers – are known to be one of the major causes of this; therefore, pet owners are urged to keep all medications out of harms way.
Grooming, nutrition and exercise are just as important for pets as they are for humans, and a balance of all three can result in a healthy and happy animal. And, if you are a dog owner and exercise your pet outside then try to keep them on a lead, as this reduces the likelihood of your pet running off; resulting in an accident being caused.
One of the most sensible things you can do is take out an affordable pet insurance policy. As well as helping to prevent you from sliding into debt, you can be comfortable knowing that your pets have access to the best care possible should the worst happen.